function validateInstantApplication()
{
var errors=new Array();
var i=0;
var errormessage;

errormessage="________________________________________________________\n\n";

errormessage=errormessage +"The form was not submitted because of following error(s).\n";

errormessage=errormessage +"Please correct these error(s) and resubmit\n";

errormessage=errormessage +"________________________________________________________\n\n";

errormessage=errormessage + "The following required field(s) are empty or have an invalid format : \n\n";

var first=false;

if(document.getElementById("countryuk").checked == false && document.getElementById("countryus").checked == false )
{

	errors[i]="Country";
	i=i+1;
}

if(document.getElementById("firstname").value == "")
{
document.getElementById("firstname").style.background="#cccccc";
if(first==false)
{
	document.getElementById("firstname").focus();
	first=true;
}

	errors[i]="First Name";
	i=i+1;
}
else
{
document.getElementById("firstname").style.background="white";
}
if(document.getElementById("lastname").value == "")
{
document.getElementById("lastname").style.background="#cccccc";
if(first==false)
{
	document.getElementById("lastname").focus();
	first=true;
}

	errors[i]="Last Name";
	i=i+1;
}
else
{
document.getElementById("lastname").style.background="white";
}

 var d=new Date();
 var minyear=d.getYear()-75;
 if (minyear<1900)
 {
   minyear=minyear+1900;
 }
if(document.getElementsByName("dob_date")[0].value == 1 && document.getElementsByName("dob_month")[0].value == "01" && document.getElementsByName("dob_year")[0].value == minyear)
{
		errors[i]="Date of Birth";
		i=i+1;
}

if(document.getElementById("telephone").value == "")
{
document.getElementById("telephone").style.background="#cccccc";
if(first==false)
{
	document.getElementById("telephone").focus();
	first=true;
}


		errors[i]="Phone No.";
		i=i+1;
}
else
{
document.getElementById("telephone").style.background="white";
}


if(document.getElementById("loanpurpose").value == "")
{
document.getElementById("loanpurpose").style.background="#cccccc";

if(first==false)
{
	document.getElementById("loanpurpose").focus();
	first=true;
}

		errors[i]="Loan Purpose";
		i=i+1;
}
else
{
document.getElementById("loanpurpose").style.background="white";
}


if(document.getElementById("loanamount").value == "")
{
document.getElementById("loanamount").style.background="#cccccc";
if(first==false)
{
	document.getElementById("loanamount").focus();
	first=true;
}

		errors[i]="Loan Amount";
		i=i+1;
}
else
{
document.getElementById("loanamount").style.background="white";
}

for(i=0;i<errors.length;i++)
{
errormessage=errormessage +"   - "+errors[i]+"\n";
}



if(errors.length==0)
{
return true;
}
else
{
alert(errormessage);
return false;
}

}